Accept Payments Easily: 5 Free WordPress Gateways for 2025

In today’s digital-first world, having the ability to accept payments online is non-negotiable — whether you're running an eCommerce store, a service-based business, or a membership platform. WordPress, being the most popular CMS in the world, offers a wide range of plugins to help you collect payments with ease. The best part? Many of them are free.

This article highlights five free WordPress payment gateways that are reliable, secure, and perfect for 2025.

1. WooCommerce Payments

Best for: eCommerce stores using WooCommerce

With WooCommerce, used by more than 30% of online shops worldwide, WooCommerce Payments is a perfect choice. Developed by Automattic (the team behind WordPress), it allows you to accept credit/debit cards directly on your site.

Key Features:

No setup fees

Accepts major cards and wallets (Apple Pay, Google Pay)

Seamless integration with the WooCommerce dashboard

Built-in fraud protection

It’s user-friendly, secure, and great for businesses of all sizes. The expert WordPress developer will likely recommend this for WooCommerce-based stores.

2. Stripe Payment Gateway

Best for: Subscription models, freelancers, or digital product sellers

The streamlined checkout process and robust API of Stripe are well-known. With the free WP Simple Pay plugin, you can integrate Stripe easily without needing a full WooCommerce setup.

Key Features:

Supports recurring payments and subscriptions

Accepts cards, wallets, and bank transfers

Offers branded checkout and embedded payment forms

GDPR and SCA compliant

It’s ideal for service providers, SaaS businesses, and freelancers who want a quick and secure way to get paid.

3. PayPal Payments

Best for: Global businesses and nonprofits

PayPal remains a trusted name in online payments. The official PayPal Payments plugin for WordPress lets you accept PayPal, Pay Later, and even card payments without needing a merchant account.

Key Features:

Trusted by millions of users

One-click checkout options

Integration with WooCommerce and form builders

Automatic currency conversion

Whether you're a startup or a charity, PayPal is easy to set up and globally recognized.

4. Razorpay for WordPress

Best for: businesses and startups

Razorpay, a well-known payment gateway in India, accepts many regional payment options, such as major credit cards, wallets, net banking, and UPI.

Key Features:

Built for the Indian market

Supports subscriptions, invoices, and donations

Seamless WordPress and WooCommerce integration

Advanced fraud detection

If you’re targeting Indian customers, Razorpay is a must-have. A professional WordPress development company in India can help you configure Razorpay for maximum impact.

5. WPForms + Stripe/PayPal Add-on (Lite Version)

Best for: Collecting simple payments via forms

WPForms is a beginner-friendly form builder that also allows you to accept payments through PayPal or Stripe in its free version (limited features). This is perfect for donations, event tickets, or simple product purchases.

Key Features:

Drag-and-drop form builder

Conditional logic and entry management

Integrated payment options for quick use

Ideal for small businesses and non-tech users

When it comes to simple payment requirements, WPForms can be a very useful tool.

Final Thoughts

Setting up online payments doesn’t have to be complicated or expensive. With these free WordPress payment gateways, you can start accepting payments in 2025 with minimal hassle and no upfront cost.

If you’re looking for expert guidance or a customized payment integration, consider working with a WordPress Development Company in India. Whether you're launching a full eCommerce platform or adding a simple donation button, WordPress Developer helps you build secure, fast, and user-friendly solutions tailored to your business goals.