How to withdraw money from Cash App at ATM

Can I Withdraw Money from Cash App at an ATM?

Yes, Cash App allows you to withdraw money from ATMs using the Cash App Card, which functions like a traditional debit card. This feature provides convenient access to your Cash App balance, letting you withdraw cash anytime from ATMs. However, Cash App ATM withdrawals come with specific limits and fees, unless you qualify for free unlimited ATM withdrawals through Cash App’s direct deposit feature.

In this article, we will cover everything you need to know about Cash App ATM withdrawals, including limits, eligibility for free withdrawals, and the advantages of using Cash App for ATM access.

Free Unlimited ATM Withdrawals for Eligible Cash App Users

Cash App offers free ATM withdrawals for users who receive at least $300 in direct deposits per month into their Cash App account. Here’s how it works:

When you receive at least $300 in direct deposits, Cash App reimburses ATM fees up to three times per 31-day period.

If you receive $600 or more in direct deposits, Cash App increases the reimbursement, covering additional ATM fees beyond the standard three monthly withdrawals.

For those who do not receive direct deposits, Cash App charges a standard ATM withdrawal fee of $2.50 per transaction. Additionally, some ATMs may impose an extra fee, depending on the machine and bank operator.

Advantages of Withdrawing Money from Cash App at an ATM

Withdrawing money from Cash App at an ATM offers several benefits:

24/7 Access to Cash: You can withdraw cash whenever needed without depending on a bank or cashier.

Convenience: As long as you have a Cash App Card, you can withdraw money from nearly any ATM, including those in retail stores, banks, or airports.

Direct Deposit Benefits: If you have $300 or more deposited through Cash App direct deposits each month, you get reimbursed for ATM fees, saving you money.

Security and Budgeting: By using the Cash App Card for withdrawals, you can manage your spending and keep track of expenses within the app.

Cash App ATM Withdrawal Limits

Cash App imposes specific ATM withdrawal limits to prevent overuse and ensure account security. Here’s a breakdown of the limits Cash App users need to keep in mind:

Cash App ATM Withdrawal Limits for All Users

Daily ATM Withdrawal Limit: $1,000 per day.

Weekly ATM Withdrawal Limit: $1,000 per week.

Monthly ATM Withdrawal Limit: $1,000 per month.

These limits apply to all users, whether verified or unverified. Cash App restricts the amount you can withdraw to protect your account and help manage cash flow.

ATM Withdrawal Limits for Cash App Card Users

The Cash App Card can be used at any ATM that accepts Visa. However, the card also adheres to the same withdrawal limits:

Daily Limit: $1,000 per day.

Weekly Limit: $1,000 per week.

Monthly Limit: $1,000 per month.

These limits reset based on the specified timeframes, meaning you can use the maximum withdrawal amount daily, weekly, or monthly without any issues.

How to Withdraw Money from Cash App at an ATM

Withdrawing cash from an ATM with your Cash App Card is straightforward. Follow these steps to access your funds:

Locate an ATM: Go to any ATM that supports Visa cards.

Insert Your Cash App Card: Insert your Cash App Card into the machine and follow the on-screen instructions.

Enter Your PIN: You’ll need to enter the PIN you set up when you activated your Cash App Card.

Select Withdrawal Amount: Choose the amount you want to withdraw, keeping in mind the $1,000 daily limit.

Collect Cash and Receipt: After confirming the transaction, the ATM will dispense your cash and provide a receipt.

Tip: Ensure you monitor your daily, weekly, and monthly usage to stay within the limits and avoid fees, especially if you’re not eligible for fee-free withdrawals.

Cash App Withdrawal Fees at ATMs

For users not enrolled in direct deposit, Cash App charges a $2.50 fee per ATM withdrawal. However, as mentioned, you can qualify for ATM fee reimbursement if you receive $300 or more in direct deposits each month. This reimbursement applies up to three times in 31 days or more if your direct deposit exceeds $600.

Fee Reimbursement Process

Once you qualify for direct deposit, Cash App will automatically apply fee reimbursements to your ATM transactions. This feature resets every 31 days, and you can track your ATM fee reimbursements in the Cash App under your transaction history.

Increasing Cash App ATM Withdrawal Limits

Currently, Cash App does not allow users to manually increase ATM withdrawal limits. However, ensuring your account is verified may offer benefits for certain transactions and is recommended for added security.

To access higher daily and weekly spending limits, you may consider linking your Cash App account to a bank account. This allows you to transfer funds directly to a bank, from which you can then make larger withdrawals if needed.

Conclusion

Withdrawing money from Cash App at an ATM is a convenient feature, but it’s essential to be aware of the limits and fees involved. By verifying your account, setting up direct deposits of $300 or more, and keeping track of your spending, you can maximize the benefits of using your Cash App Card at ATMs. This guide ensures you know the exact limits and how to take advantage of Cash App’s direct deposit reimbursement program for a smooth withdrawal experience.