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Written by techgenefied » Updated on: April 29th, 2025
In today’s world, shopping smart means making the most of every rupee you spend. One of the best ways to do this is by joining loyalty programs. These programs reward customers with points, cashback, discounts, and exclusive offers. If you are looking for the best loyalty programs in India, you are at the right place.
Here’s a simple and easy guide to the top 10 loyalty programs in India that every smart shopper should know about.
Tata Neu offers NeuCoins on every purchase made through their app. You can shop for groceries, clothes, electronics, and even book flights. The points earned can be redeemed across Tata brands like Croma, BigBasket, AirAsia, and more.
If you shop often on Amazon India, their Amazon Pay Rewards is a must. You earn cashback and reward points on purchases, which you can later use for payments, shopping, and even bill payments through Amazon Pay.
Flipkart rewards its customers with SuperCoins after every order. You can use these coins to buy products, get discounts, or even pay for subscriptions like Disney+ Hotstar.
Payback is one of the largest multi-brand loyalty programs in India. You earn points when you shop at brands like Big Bazaar, HP Petrol pumps, and ICICI Bank. These points can later be redeemed for shopping, vouchers, or travel bookings.
Love shopping for fashion? Myntra Insider rewards you with points, early access to sales, free shipping, and style tips. The more you shop, the higher your membership level, which means better rewards.
If you love vacations, Club Mahindra offers a holiday membership that gives you access to their resorts across India and abroad. Members also get discounts on spa services, dining, and other experiences.
HDFC Bank offers a Diners Club Credit Card that comes with attractive reward points for dining, travel, and shopping. The points can be redeemed for flights, hotels, or shopping vouchers.
For those who love shopping at Shoppers Stop, the First Citizen Club is a great deal. Members earn points on every purchase and enjoy benefits like birthday rewards, exclusive previews of sales, and bonus points on select brands.
Reliance One is the loyalty program by Reliance Retail. Customers earn points when they shop at Reliance Fresh, Reliance Digital, and other Reliance stores. Points can be redeemed for discounts on future purchases.
Though Big Bazaar stores have changed recently, many still remember the Profit Club card. Shoppers would pay a fixed amount and shop for double the value across a year. It was one of the most loved loyalty programs in India for grocery and household shopping.
Now that you know the top loyalty programs in India, it’s important to pick the ones that suit your lifestyle. Here are a few simple and easy tips to help you decide:
Do you shop online often or prefer physical stores? If you’re an online shopper, Flipkart SuperCoins or Amazon Pay Rewards are perfect. For in-store buyers, Shoppers Stop or Reliance One might be better.
Some loyalty programs give cashback, while others give reward points, early access to sales, or discounts. Look at what benefit matters most to you and pick accordingly.
Some programs have points that expire quickly, while others let you collect them for years. Always read the fine print so you don’t lose out.
Programs like Myntra Insider are free to join, while others like Club Mahindra come with a cost. If it’s paid, make sure the value you get is worth the money.
Still wondering if loyalty programs are worth it? Here’s why smart shoppers never miss out:
Save more on regular purchases
Earn rewards without doing anything extra
Get early access to sales and special offers
Enjoy exclusive deals only for members
Build long-term value if you shop from the same brand often
Even small rewards add up over time. Think of it as getting a little bonus every time you spend.
In a country where shopping is part of our daily lives, using the right loyalty programs in India can help you save money, get rewards, and even enjoy premium services. Whether you love online shopping, traveling, or buying groceries, there’s a loyalty program out there just for you.
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