Where to See Your Daily ATM Withdrawal Limit in the Cash App?

Cash App has become a popular peer-to-peer payment platform, known for its ease of use, rapid transfers, and the added benefit of a physical Cash App Card. While the card acts like a traditional debit card, it’s crucial to understand your daily ATM withdrawal limits to manage your funds effectively. In this guide, we detail exactly where and how to check your Cash App daily ATM withdrawal limit, what those limits are, how to increase them, and what to do if you encounter issues.

What Is the Daily ATM Withdrawal Limit on Cash App?

Cash App enforces a set of structured limits for users withdrawing cash from ATMs using their Cash App Visa debit card. As of the most recent policy update:

• Cash App Daily ATM withdrawal limit: $1,000 per day
• Cash App Weekly ATM withdrawal limit: $1,000 per 7-day period
• Cash App Monthly ATM withdrawal limit: $1,250 per 30-day period

These limits reset on a rolling basis, not at the start of the calendar day or month. That means if you withdrew $1,000 on a Tuesday at 9 AM, you must wait until the following Tuesday at 9 AM to withdraw again.

Where to See Your Daily ATM Withdrawal Limit in Cash App?

To avoid declined withdrawals and plan your cash needs, here’s how to view your daily ATM limit directly within Cash App:

Step-by-Step Guide to Find ATM Withdrawal Limits in Cash App:

1. Open the Cash App on your mobile device.
2. Tap the profile icon in the top right corner of the home screen.
3. Scroll down and select “Support”.
4. Tap on “Limits” or search for “ATM Withdrawal Limits” in the support search bar.
5. Select ATM Withdrawal Limits to view your daily, weekly, and monthly withdrawal limits.

Alternatively:

• Go to Settings > Account & Limits > ATM Withdrawal Limits.

This section will display:

• Your current daily withdrawal limit.
• How much of the limit you have used.
• When the limit resets.

How to Increase Your Cash App ATM Withdrawal Limit?

Cash App offers a pathway to higher withdrawal limits, but only for users who complete identity verification and maintain consistent app usage.

Steps to Increase Your Cash App ATM Limit:

1. Verify Your Identity:

o          Provide your full legal name, date of birth, and the last 4 digits of your SSN.

o          You may also be prompted to take a picture of a government-issued photo ID.

2. Use the App Regularly:

o          Make payments, receive deposits, and build transaction history.

3. Contact Support (if needed):

o          If you’ve completed verification and still have limited access, reach out via Support.

Note: Even verified users may still be subject to Cash App’s maximum limits unless eligibility criteria are met for higher withdrawal access.

ATM Fees: What You Should Know

While Cash App allows you to withdraw funds from any ATM that accepts Visa, there are fees associated with these withdrawals:

• ATM Fee: Cash App charges a $2.50 fee per ATM withdrawal.
• Third-Party ATM Fees: The ATM operator may also impose an additional surcharge.

However, you can get ATM fees reimbursed if:

• You receive $300 or more in direct deposits to your Cash App account each month.
• Cash App will then reimburse up to 3 ATM fees per 31-day period, including third-party operator fees.

Track Your Withdrawal History in Cash App

To ensure you’re staying within your limits, it's important to know how to check your ATM withdrawal history.

Steps to Check ATM Transactions:

1. Open Cash App.
2. Tap the Activity Tab (clock icon) at the bottom right.
3. Scroll through your transaction history to find ATM withdrawals.
4. Tap on a transaction to view:

o          Amount withdrawn

o          Date and time

o          ATM location

o          Applicable fees

This can help you track how close you are to reaching your daily or monthly limits.

Why Was My Cash App ATM Withdrawal Declined?

Even if you're within your Cash App limit, withdrawals may still be declined. Here’s why:

• Exceeded Daily/Weekly/Monthly Limit: Always check how much you’ve already withdrawn.
• Insufficient Funds: Make sure your balance covers both the withdrawal amount and associated fees.
• ATM-Specific Limits: Some ATMs have their own per-transaction caps (e.g., $200 or $500).
• Network Errors: Temporary service interruptions or ATM connectivity issues.
• Unverified Account: Users with unverified accounts may have restricted access.

Best Practices for Managing Your Cash App ATM Limits

To make the most of your Cash App Card and avoid frustrating ATM declines:

• Check your balance before attempting a withdrawal.
• Track your ATM usage through the Activity tab.
• Opt into direct deposit to unlock ATM fee reimbursements.
• Keep your app updated to access the latest features and limit configurations.
• Use in-network ATMs when possible to avoid excessive third-party fees.

Is It Safe to Use Cash App at ATMs?

Yes, Cash App uses bank-level encryption and multi-factor authentication to protect users. When using your Cash Card at an ATM:

• Cover the keypad while entering your PIN.
• Use machines in well-lit, secure locations.
• Monitor your transaction history for unauthorized activity.

If your card is lost or stolen:

• Immediately go to Cash App > Cash Card > Tap the card image > Toggle “Disable Card.”

FAQ

Q1: Can I withdraw more than $1,000 from a Cash App ATM in a day?

No, the Cash App maximum daily limit is $1,000. You must wait until the limit resets.

Q2: When does the Cash App ATM limit reset?

It resets 24 hours from your last withdrawal. The 7-day and 30-day limits are rolling.

Q3: How do I know how much of my limit I’ve used?

Go to Profile > Support > Limits to view usage and remaining balance.

Q4: Do ATM deposits count toward my withdrawal limit?

No, deposits don’t impact your withdrawal cap.

Q5: Can I request a custom withdrawal limit?

No, Cash App doesn’t allow custom limits, but verifying your identity may unlock higher thresholds over time.

Conclusion

Knowing where to see your daily ATM withdrawal limit in the Cash App is essential for effective cash management. From checking your usage to increasing your limit through verification, these steps ensure a seamless experience with your Cash Card. Stay informed, track your limits, and avoid unnecessary declines or fees. With proper usage, Cash App becomes not just a digital wallet—but a reliable tool for accessing your money wherever you are.