Apply Online to Become an Insurance POS Agent

The world of work is changing fast. Today, more people are looking for flexible and reliable income options that can be done from anywhere, even from the comfort of their homes. One such opportunity that has quietly gained popularity across India is becoming a POSP insurance agent. If you’ve ever wondered how to break into the insurance industry without years of training or fancy degrees, this article is for you.

Let’s explore how easy it is to apply online to become an insurance POS agent, what it involves, why it’s a smart move, and how you can get started today.

What is a POSP Insurance Agent?

First things first, what exactly does POSP mean?

POSP stands for Point of Sale Person. It’s a term used in the insurance industry for individuals who are trained and certified to sell basic insurance policies, like car insurance, health insurance, and even simple life insurance products.

The best part? You don’t need to be a graduate or have any prior sales experience. The IRDAI (Insurance Regulatory and Development Authority of India) introduced this model to make it easier for everyday people to become part of the insurance distribution system. With just a few hours of online training and a short test, you can start your career as a POSP agent.

Why Choose a Career as a POSP Insurance Agent?

If you're still wondering whether this is the right path for you, here are a few reasons why thousands of people across India are choosing to become POSP agents:

1. Work from Anywhere, Anytime

You don’t need an office or fixed working hours. Whether you’re a college student, a stay-at-home parent, a retired professional, or a freelancer, you can do this in your own time.

2. No Investment Required

Unlike other businesses, you don’t need to buy stock, rent a shop, or invest in marketing. Most platforms offer free registration and training.

3. Decent Income with Growth Potential

You earn commissions for every policy you sell. The more policies you issue, the higher your income. It’s as simple as that.

4. Boost Your Skills and Confidence

As a POSP, you not only learn about insurance but also build your confidence in sales, communication, and digital tools, skills that are useful everywhere.

Who Can Become a POSP Agent?

Almost anyone can become a POSP agent if they meet the basic eligibility criteria. Here’s what you need:

Age: You must be at least 18 years old.

Education: You should have passed at least Class 10.

Documents: Aadhaar card and PAN card are mandatory.

Tech Access: You’ll need a smartphone or computer with internet access.

Willingness to Learn: You must complete a short online training and pass a simple test.

That’s it, no complex formalities or lengthy procedures.

How to Apply Online and Become a POSP Agent

Now let’s walk through the step-by-step process of becoming a POSP insurance agent online. It’s quick, simple, and doesn’t cost you a rupee.

Step 1: Register on a Trusted Platform

Start by choosing a licensed insurance company or aggregator that offers POSP programs. One such trusted platform is Square Insurance.

On their website, you’ll find a registration form. Just fill in your name, phone number, email, and upload your Aadhaar and PAN card for KYC verification.

Step 2: Start Your Online Training

Once your registration is approved, you’ll gain access to an online training module. The training usually takes 15 to 25 hours and is designed to teach you the basics of insurance in a very easy-to-understand way.

You’ll learn about:

Different types of insurance products

How to help customers choose the right policy

Rules and ethics for selling insurance

How to use the digital platform to issue policies

You can watch video lessons, read short notes, and take practice quizzes, all at your own pace.

Step 3: Take the Certification Exam

After completing your training, you’ll take a short online test. Don’t worry, it’s not too difficult, and most people pass on the first try. The exam covers what you learned in the training and consists of multiple-choice questions.

Once you pass the exam, you’ll receive your POSP certificate, which means you are now officially authorized to sell insurance policies.

Step 4: Get Your Agent Code and Start Selling

After certification, you’ll receive a unique agent code and login credentials. Using your account on the platform, you can now start sharing quotes, issuing policies, and tracking your earnings, all through your phone or laptop.

What Kind of Insurance Can You Sell?

As a certified POSP agent, you’ll be able to sell a wide variety of basic insurance products that people need every day:

Car & Two-Wheeler Insurance

Health Insurance Plans

Life Insurance (Term Plans)

Travel Insurance

Personal Accident Cover

Small Business or Property Insurance

You don’t have to worry about selling complex corporate plans; POSPs are meant to deal with simple, essential policies that are easy to understand and sell.

How Much Can You Earn?

Your earnings as a POSP agent come from the commissions you earn on each sale. These vary depending on the product. Here’s a quick example:

Product Type Average Premium Commission% % Your Earnings

Car Insurance ₹5,000 10–15% ₹500–₹750

Health Insurance ₹15,000 15–25% ₹2,250–₹3,750

Term Life Insurance ₹25,000 20–30% ₹5,000–₹7,500

If you sell just 10 policies a month, you could earn ₹10,000 to ₹30,000 or more, depending on the product mix.

Some policies also offer renewal commissions, which means you keep earning even next year without doing anything extra.

Tips to Succeed as a New POSP Agent

To make the most of this opportunity, here are a few practical tips:

Understand the Products: Don’t just sell, explain. Customers will trust you more if you know what you’re talking about.

Be Active on WhatsApp & Social Media: Share offers, benefits, and quick quotes with your circle to attract leads.

Follow Up Consistently: Sometimes people need a little time. A friendly reminder or follow-up call can lead to a sale.

Keep Learning: The more you know, the better your advice will be. Attend webinars or read updates from your platform.

Final Thoughts: Take the First Step Toward Financial Freedom

If you’re looking for a side hustle, a flexible job, or a full-time income opportunity, becoming a POSP insurance agent might be exactly what you need. It doesn’t require a big investment or years of training. Just your willingness to learn and help others protect their future.

Thousands of people across India have already started their journey. Why not you?