Can I Withdraw More Than $1,000 Per Week on Cash App? Complete Guide to Cash App ATM Withdrawal Limits

When managing finances through Cash App, understanding the ins and outs of Cash App ATM withdrawal limits is critical for a seamless experience. Whether you're withdrawing cash from an ATM or managing how much you can access weekly or monthly, knowing your boundaries with Cash App helps you plan better. In this detailed guide, we address all your key concerns — including weekly limits, ATM fees, international usage, and more.

Can You Withdraw More Than $1,000 Per Week on Cash App?

No, by default, you cannot withdraw more than $1,000 per week from an ATM using your Cash App Card. The Cash App enforces strict withdrawal limits to ensure security and prevent misuse. As of the latest update, the standard ATM withdrawal limits are:

• $310 per transaction
• $1,000 per 24-hour period
• $1,000 per 7-day period

Cash App withdrawal limits apply to verified accounts and are enforced regardless of how many ATMs you visit or how many withdrawals you attempt.

If you need access to more cash, you can transfer additional funds from your Cash App to a linked bank account and withdraw through your bank’s debit card or in-person branch visit.

Does Cash App Reimburse ATM Fees Automatically?

Cash App does reimburse ATM fees, but only under specific conditions. To qualify for automatic ATM fee reimbursement, you must receive at least $300 in direct deposits to your Cash App account each month. This benefit is designed to encourage users to set up direct deposit with Cash App.

Once you meet this requirement:

• Cash App reimburses ATM fees up to $7 per withdrawal
• You can receive up to three reimbursements every 31 days
• Total monthly reimbursement cap: $21

If you do not meet the $300 direct deposit threshold, you will be responsible for paying the standard ATM operator fees, which vary but typically range between $2.50 to $3.50 per transaction.

Can I Withdraw $500 at Once Using Cash App?

No, you cannot withdraw $500 in a single ATM transaction using Cash App. The Cash App maximum per transaction limit is $310. However, you can still withdraw $500 in a 24-hour window by splitting your withdrawals:

• One transaction of $310
• One additional transaction of $190

Make sure your daily and weekly limit still allows this. Also, note that each withdrawal may incur an ATM fee unless you're eligible for reimbursement via direct deposit.

Is There a Monthly ATM Withdrawal Limit on Cash App?

Cash App doesn’t explicitly list a monthly ATM withdrawal limit, but since the Cash App ATM weekly limit is $1,000, you can extrapolate a monthly cap:

• Estimated monthly ATM limit = $4,000 (assuming four full weeks)

However, keep in mind:

• Limits reset on a rolling basis, not on calendar dates
• ATM fees can add up if you’re not receiving direct deposits
• Exceeding these limits will result in declined transactions until your 7-day rolling limit refreshes

If you’re financial needs exceed these figures, consider routing larger sums through your linked bank account or requesting a check withdrawal.

Can I Use Cash App Internationally for ATM Withdrawals?

No, you cannot use Cash App for international ATM withdrawals. Currently, Cash App is only supported within the United States. This means:

• Cash App Card won’t work at ATMs outside the U.S.
• International POS transactions are not supported
• Cash App does not support currency conversion or foreign transaction fees

If you're traveling abroad, it’s advisable to use a bank debit card that supports international withdrawals or consider a financial app that offers global access, such as Wise or Revolute.

How to Increase ATM Withdrawal Limits on Cash App

While Cash App ATM withdrawal limits are fixed, there are some strategic steps you can take to increase access to your funds:

1. Verify Your Identity

Unverified users have stricter limits. To verify:

• Go to your profile > Personal
• Submit your full name, DOB, and SSN
• Once verified, you'll access the full Cash App withdrawal limit of $1,000 per week

2. Use Direct Deposit

• Setting up direct deposit enables:
• ATM fee reimbursements

Streamlined access to funds (up to two days early)

3. Link a Bank Account

Transfer excess funds to your bank account, where ATM limits may be higher or non-existent

4. Split Withdrawals Strategically

Take out smaller sums across multiple days to stay within your limits while still accessing more cash

Cash App ATM Withdrawal Tips to Maximize Your Funds

• Check your remaining ATM limits in the app before attempting a withdrawal
• Always opt for in-network ATMs when possible to reduce fees
• Try to withdraw larger amounts at once (up to the limit) to avoid repeated fees
• Use your Cash App balance for purchases instead of cash when possible

FAQs

1. Does Cash App allow overdrafts at ATMs?

No, Cash App does not support overdrafts. If you try to withdraw more than your available balance, the transaction will be declined.

2. Will I be notified when I hit my ATM limit?

Yes, Cash App typically sends a notification or declines the transaction if you've reached your daily or Cash App weekly ATM withdrawal limit.

3. Can I check my withdrawal limit inside Cash App?

Yes. Go to Settings > Limits to view your current withdrawal and sending limits.

4. Is there a fee for using Cash App Card at ATMs?

Yes, unless you meet the direct deposit threshold for fee reimbursements. Otherwise, expect a fee from both Cash App and the ATM operator.

5. How soon can I reattempt a withdrawal after hitting my limit?

Cash App uses a rolling 7-day window for weekly limits, so you'll be able to withdraw again once the previous week’s transactions expire.

Final Thoughts

While Cash App provides convenient access to cash, it does come with strict withdrawal limits. By understanding these caps and setting up direct deposit, users can avoid unnecessary fees and maximize the platform’s benefits. Always plan withdrawals in advance and use linked accounts when higher limits are necessary.