Written by Vedant Raghav » Updated on: June 11th, 2025
The Indian education landscape is undergoing a significant transformation, and at the heart of this change lies the Academic Bank of Credits (ABC ID). Introduced under the National Education Policy (NEP) 2020, the ABC system is designed to bring flexibility, mobility, and accessibility to students nationwide. If you're a student, parent, or educator, understanding the power and potential of the ABC ID Card can help you make smarter academic choices.
In this article, we’ll break down what the Academic Bank of Credits is, how it works, and why it's revolutionizing higher education in India.
The ABC ID is a unique 12-digit identification number assigned to students under the Academic Bank of Credits (ABC) system. This ID acts as a digital academic wallet, where students can store the credits they earn from various higher education institutions (HEIs).
Whether you’re pursuing a degree from a traditional university or taking short-term courses from different colleges, all your earned credits can be accumulated and tracked under a single platform—your ABC account.
1. Credit Accumulation and Storage
Students can earn credits by completing approved courses at recognized higher education institutions (HEIs). These credits are automatically recorded and stored in the student's ABC account, making the system completely digital and tamper-proof.
2. Credit Transfer Between Institutions
One of the standout features is that students can transfer their academic credits from one institution to another. If you need to change colleges or universities, your hard-earned credits move with you.
3. Flexible Learning Paths
With ABC, you’re not bound to a rigid curriculum. You can choose interdisciplinary courses or even take a gap year without losing your academic progress. The flexibility allows students to tailor their education to fit their interests and career goals.
4. Redemption for Degrees and Diplomas
Once you accumulate the required credits, you can redeem them to earn academic qualifications such as degrees, diplomas, or certificates—without necessarily staying at one institution the entire time.
5. Online Platform for Transparency
Through the official ABC portal or DigiLocker login, students can log in to track their credit history, view eligible courses, and share their progress with institutions.
Mobility Across Institutions | Students are no longer limited to one college or university. Want to take a semester in Delhi and the next one in Bangalore? With ABC ID, it’s possible. |
Personalized Learning Experience | Choose what you want to study and where. Whether it's a computer science course from one university or a design module from another, ABC lets you build your own academic path. |
Career-Ready Skill Development | By opting for a variety of courses across multiple institutions, students gain a broader skill set. This makes them more adaptable and employable in today's competitive job market. |
Lifelong Learning Encouraged | Even after graduation, students can return and continue earning credits for professional or personal development. Education doesn't stop—it evolves with you. |
Easy Documentation and Access | No more piles of transcripts. Everything is stored digitally, making it easy to share your academic record with future institutions or employers. |
Creating your ABC ID is simple and free. Here's how to do it:
Go to digilocker.gov.in or download the DigiLocker app.
Use your Aadhaar number or mobile number to register and verify with OTP.
Use the search feature or navigate through the Education category.
Enter your name, date of birth, gender, admission year, institution name, and Aadhaar number.
After submitting your details, your ABC ID card will be available under "Issued Documents."
Alternatively, you can visit abc.gov.in and link your DigiLocker account to generate your ABC ID.
While the ABC system is promising, it does face some hurdles:
The ABC ID isn’t just a policy—it’s a powerful tool for student empowerment. It breaks down educational barriers, promotes freedom in learning, and supports lifelong education. As more institutions adopt the ABC framework, the dream of a flexible, modern, and inclusive education system in India is becoming a reality.
If you haven’t created your ABC ID yet, now is the time. Take charge of your academic future—because with the ABC system, learning has no limits.
Note: IndiBlogHub features both user-submitted and editorial content. We do not verify third-party contributions. Read our Disclaimer and Privacy Policyfor details.
Copyright © 2019-2025 IndiBlogHub.com. All rights reserved. Hosted on DigitalOcean for fast, reliable performance.