How to Check Your Ayushman Card Status Online?

Healthcare is a crucial aspect of life, and with rising medical costs, having access to affordable treatment is essential. The Indian government launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) to provide free health insurance to underprivileged citizens. If you or your family members have an Ayushman card, you can avail of cashless medical treatment at empaneled hospitals.

But how do you check whether your Ayushmaan card is active and ready for use? Thankfully, the process is simple and can be done online in just a few minutes.

In this article, we’ll walk you through how to check your Ayushmaan card status online, why it's important, and what to do if your card is inactive. We'll also discuss why investing in the Best Health Insurance In India or the Best Mediclaim Policy For Family is a smart decision, even if you have government-provided coverage.

What is an Ayushmaan Card?

The Ayushmaan card is a health insurance card issued under the Ayushman Bharat PMJAY scheme. This scheme offers free treatment to low-income families across India, covering hospitalisations for critical illnesses, surgeries, and more.

Key Features of the Ayushmaan Card:

Coverage of up to ₹5 lakh per family per year for medical expenses.

Cashless treatment at government and private hospitals.

Covers pre-existing diseases from day one.

No age restriction – the whole family is eligible.

Covers over 1,500 medical procedures like heart surgeries, joint replacements, dialysis, and cancer treatment.

For those who qualify, an Ayushmaan card is a lifesaver. However, it’s important to ensure that your card is active and ready for use when needed.

Why Should You Check Your Ayushman Card Status Online?

Many beneficiaries assume that once they receive their Ayushmaan card, they can automatically use it. However, sometimes issues arise, such as:

Inactive card status – Your card may not be activated yet.

Name not found in the database – This could happen due to errors in your Aadhaar details.

Hospital rejection – If your card is not updated in the system, hospitals may refuse cashless treatment.

Checking your Ayushmaan card status online ensures that:

You can use your card without hassles during a medical emergency.

You confirm that your details are correctly registered in the PMJAY database.

You avoid any last-minute surprises at the hospital.

Now, let’s go step by step on how to check your Ayushmaan card status online.

Step-by-Step Guide to Checking Your Ayushman Card Status Online

Step 1: Visit the Official PMJAY Website

Go to the Ayushman Bharat official website:

🔗 https://pmjay.gov.in/

This is the official government portal for checking your eligibility and card status.

Step 2: Click on "Am I Eligible?"

On the homepage, you will see the "Am I Eligible?" option. Click on it to proceed.

Step 3: Enter Your Mobile Number

You will be asked to enter your registered mobile number. This should be the number linked to your Aadhaar or ration card.

After entering your number, click on “Generate OTP.”

Step 4: Enter the OTP Received on Your Mobile

You will receive a One-Time Password (OTP) on your mobile number. Enter this OTP to verify your identity.

Step 5: Search for Your Details

After entering the OTP, you will need to provide additional details like:

Your State

Your Aadhaar number or Ration Card number

Your Name (as per official records)

Click on Search, and the system will display your Ayushmaan card details, including its status.

Step 6: Download or Print Your Ayushmaan Card

If your card is active, you will see an option to download and print it. Make sure to keep a copy for future use.

Other Ways to Check Your Ayushman Card Status

If you face any issues while checking your status online, you can try these alternative methods:

1. Call the Ayushman Bharat Helpline

Dial 14555 or 1800-111-565 to speak to a customer care representative. They will verify your details and provide your card status.

2. Visit a Common Service Center (CSC)

Go to a nearby Common Service Center (CSC) with your Aadhaar card and ration card. The staff can check your Ayushmaan card status for you.

3. Visit an Empaneled Hospital

Hospitals under the Ayushman Bharat scheme have help desks where you can check your card status using your Aadhaar number.

What to Do If Your Ayushman Card is Inactive or Not Found?

If your Ayushmaan card is inactive, don’t panic. Here’s what you can do:

Reapply at a CSC center – If you are eligible but haven’t received a card, visit the nearest CSC center for re-registration.

Verify your Aadhaar details – Sometimes, errors in Aadhaar data prevent card activation. Ensure your details match.

Update your information – If there’s a mistake in your name or family details, update them on the PMJAY portal.

If you are not eligible for an Ayushmaan card, don’t worry! You can still protect your family by opting for the best mediclaim policy for family from a reputed private insurer.

Why You Should Consider Private Health Insurance?

While the Ayushmaan card offers free healthcare, it has limitations, such as:

Limited hospital network – Not all hospitals accept Ayushman Bharat.

Coverage cap of ₹5 lakh – If medical expenses exceed this, you pay out-of-pocket.

No customisation – You cannot choose specific benefits.

For broader coverage, investing in the Best Health Insurance In India from a private insurer is a smart move.

Benefits of a Private Mediclaim Policy:

A private Mediclaim policy offers extensive coverage and added healthcare benefits:

Coverage up to ₹1 crore – Get protection beyond ₹5 lakh.

Access to premium hospitals – Choose from a wider network of hospitals.

Covers daycare procedures – Includes surgeries, chemotherapy, and dialysis.

Maternity and newborn cover – Covers pregnancy-related expenses.

Cashless hospitalisation – No need to worry about upfront payments.

If you're looking for the Best Mediclaim Policy For Family, check out plans from trusted insurers like Niva Bupa. They offer extensive coverage, including pre-existing diseases and critical illness cover.

Conclusion

Checking your Ayushmaan card status online is quick and essential. Whether you use the PMJAY website, helpline, or a CSC center, staying updated on your card’s status ensures hassle-free access to healthcare.

However, if you don’t qualify for the Ayushmaan card, consider getting the Best Health Insurance In India from a trusted provider like Niva Bupa. A Best Mediclaim Policy For Family provides financial security, ensuring that you and your loved ones are always covered.