How to Increase Your Venmo Limit: A Comprehensive Guide

Written by justin smith  »  Updated on: May 13th, 2024

How to Increase Your Venmo Limit: A Comprehensive Guide

Venmo is one of the most popular peer-to-peer payment platforms, allowing users to easily send and receive money. However, users often find themselves restricted by Venmo's transfer limits, which can be a hurdle when trying to make larger transactions. In this guide, we'll explore the steps you can take to increase your Venmo limit, ensuring that you can maximize the platform's potential for your financial transactions.

Understand Your Current Limits

Before attempting to increase your limit, it’s crucial to understand what your current limits are. Venmo’s limits vary depending on whether your identity has been verified. For unverified users, the person-to-person sending limit is typically $299.99 per week. Once you verify your identity, this limit increases significantly. For verified users, Venmo offers a weekly rolling limit of $4,999.99 for person-to-person transactions. Additionally, the total Venmo weekly spending limit is $6,999.99, which includes all your payments, purchases, and authorized merchant payments.

Verify Your Identity

The primary step to increasing your Venmo limit is to verify your identity. This process is straightforward and can be done directly within the app. To verify your identity:

  1. Go to the “Settings” menu in the Venmo app.
  2. Select “Identity Verification.”
  3. Provide the necessary information, which typically includes your full name, date of birth, Social Security Number (last four digits), and, in some cases, a government-issued ID.
  4. Follow the prompts to complete the process.

Verification can take a few days to process. Once verified, your limits for sending money and making purchases will increase automatically.

Increase Transaction Frequency

Venmo reviews accounts and may adjust limits based on your account activity. Regularly using Venmo for transactions can signal to the platform that you are a reliable user, which might help increase your limits over time. Consistent activity, such as making payments, adding funds to your account, and transferring money to your bank account, helps build a case for higher limits.

Link Additional Financial Accounts

Adding more financial details, like linking credit cards or bank accounts, may also help increase your limits. This step shows Venmo that you have legitimate, additional sources of funds. To link additional accounts:

  1. Navigate to “Settings” and go to “Payment Methods.”
  2. Choose “Add a bank or card,” and input your bank or card details.
  3. Verify your accounts as required.

Maintain a Good Transaction History

Maintaining a good transaction history with Venmo can influence your account positively. Avoid activities that could flag your account, such as violating Venmo’s user agreement or receiving several chargebacks. A history of secure and consistent transactions can lead to increases in your transaction limits.


Increasing your Venmo limit is primarily centered around verifying your identity and demonstrating to Venmo that you are a trustworthy user through frequent and honest transactions. By following these steps, you can enhance your ability to transfer larger amounts and make the most out of Venmo's services. Remember that these limits are in place to protect users from fraud and ensure the security of transactions, so patience and adherence to Venmo’s guidelines are key.

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