Written by Hanif » Updated on: July 05th, 2025 82 views
First Abu Dhabi Bank (FAB), the UAE’s largest bank, offers its customers seamless and secure ways to check their account balances, ensuring effective financial management. Whether you hold a savings, current, salary, or Ratibi prepaid card account, FAB provides multiple convenient methods to monitor your funds. This article outlines the various ways to perform a FAB balance check, helping you stay on top of your finances with ease.
Why Check Your FAB Balance Regularly?
Regularly checking your FAB account balance is essential for:
Tracking Income and Expenses: Monitor salary credits, withdrawals, and transactions to manage your budget effectively.
Preventing Fraud: Spot unauthorized transactions early to secure your account.
Financial Planning: Stay informed about your available funds to avoid overdrafts and plan your spending.
FAB’s digital and offline solutions make balance checking accessible anytime, anywhere, without the need to visit a branch.
Methods to Check Your FAB Balance
FAB offers four primary methods to check your account balance: online banking, mobile app, ATM, and SMS banking. Below are step-by-step guides for each method.
1. Online Banking
FAB’s official website provides a straightforward way to check your balance in real-time.
Steps:
Visit the FAB website at www.bankfab.com.
Click the “Login” button in the top right corner and select “Personal Online Banking.”
Log in using your username and password. If you’re a new user, select “Register Now” and follow the instructions to create an account.
On the dashboard, navigate to the “Accounts” or “Dashboard” section to view your account balance.
For prepaid or Ratibi card balances, go to the card services page and enter the last two digits of your card and the 16-digit card ID number, then click “Go.”
Also Read More: FAB Bank Salary Account Balance Check Number – Ultimate Guide (2025)
Benefits:
Real-time balance updates.
Access to transaction history and e-statements.
Secure login with advanced encryption.
2. FAB Mobile App
The FAB Mobile App is a convenient option for checking your balance on the go, available for iOS and Android devices.
Steps:
Download the FAB Mobile App from the App Store (iOS) or Google Play Store (Android).
Log in using your customer ID or debit card number. New users can register by entering their details and creating a 6-digit PIN.
Your account balance will be displayed on the app’s homepage.
For transaction history, navigate to the “Accounts” section and select “Transaction Log.”
Also Read:NBAD/FAB Bank Salary Check | Prepaid Card Balance Enquiry, UAE
Benefits:
Instant access to balance and transaction details.
Additional features like bill payments, transfers, and FAB Rewards redemption.
Secure login with Fingerprint or Face ID.
3. ATM Balance Inquiry
For those without internet access or who prefer offline methods, FAB ATMs provide a quick way to check your balance.
Also Read More: Ratibi Card Salary Check | First Abu Dhabi Bank, UAE
Steps:
Locate the nearest FAB ATM using the branch locator on www.bankfab.com/en-ae/branch-locator.
Insert your FAB debit or credit card into the ATM.
Enter your 4-digit PIN.
Select “Balance Inquiry” from the menu.
View your balance on the screen and opt to print a receipt if needed.
Benefits:
Accessible even in areas with low or no internet connectivity.
Simple and secure process.
Available at over 60 FAB ATMs across the UAE.
4. SMS Banking
FAB’s SMS banking service allows you to check your balance by sending a simple text message.
Steps:
Ensure your mobile number is registered with FAB for SMS banking.
Send an SMS with the text “BAL” followed by the last four digits of your account number or card to 2121.
Receive an instant SMS with your current balance.
Benefits:
Quick and convenient for users on the go.
No internet connection required.
Ideal for quick balance checks.
Checking Your FAB Salary or Ratibi Card Balance
For salary account holders or those using a Ratibi prepaid card, the above methods apply. Additionally:
Salary Credits: Log into the FAB Mobile App or online banking, navigate to the “Account Activity” or “Transaction” section, and look for salary credit entries to confirm deposits.
Ratibi Card: Use the online portal at ppc.magnati.com/ppc-inquiry or the FAB Mobile App to check your Ratibi card balance by entering the last two digits of your card and the 16-digit card ID.
Tips for Secure FAB Balance Checks
Use Secure Networks: Avoid public Wi-Fi when accessing online banking or the mobile app to protect your data.
Create Strong Passwords: Use complex passwords and update them regularly.
Enable Notifications: Turn on balance alerts in the FAB Mobile App for real-time updates.
Report Issues: If you suspect fraudulent activity or encounter issues, contact FAB’s customer care at 600 52 5500 (within UAE) or +971 2 681 1511 (outside UAE), or email [email protected].
Also Read More: FAB Balance Check Quickly – Mobile, SMS, Online & ATM
Conclusion
First Abu Dhabi Bank makes it easy to stay in control of your finances with multiple balance-checking options, including online banking, the FAB Mobile App, ATMs, and SMS banking. By regularly monitoring your balance, you can track your spending, verify salary credits, and ensure the security of your account. Whether you prefer the convenience of digital banking or the accessibility of ATMs, FAB’s solutions cater to your needs, making financial management simple and secure.
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